Cheap Investments - Help Out a Friend

So you sit in your living room with your friend and your friend says: "Hey, I have this great idea for a new product, but I'm just not sure where to start. I think it would really be for sale, but I know nothing about how it goes, and I do not have all of the money that I need to make things. "

Suddenly a light bulb goes out, and you say: 'Wait a minute, I can help you with that."

They realize that this is one of the many cheap investments you can in itself really, what your friend needs to be done, it is not necessary, a lot of money. You know that, so you tell your friend you will help them in their companies endeavor.

Many individuals have the possibility to have a friend who has a great idea. You just do not jump on it. The next thing they know their friend has the next Google or Microsoft, and they completely missed the opportunity.

If necessary, you can create a partnership with your friend. Is that you are investing in their business, you go to make a profit anyway. Between the two of you, you have a tail of a company goes. You can make a big operation in which the two of you literally become rich and you can achieve that in a short time.

So the next time a friend says that it is a great idea, can not happen to you. Give them a hand and see what happens. You can completely surprised a year or so on the way.

If you need money now, like I mean in the next hour, try what I did. I am making more money now than in my old business and you can too, read the amazing, true story, in the link below. When I joined I was skeptical for just ten seconds before I realized what this was. I was smiling from ear to ear and you will too.

Imagine doubling your money every week with no or little risk! To discover a verified list of Million Dollar Corporations offering you their products at 75% commission to you. Click the link below to learn HOW you will begin compounding your capital towards your first Million Dollars at the easy corporate money program.

Quickest-way-to-make-money-on-earth.com

Brokers Are Not the Enemy - Six Percent Commissions Are

Talk to brokers, but not to pay six percent commissions.

FSBOS not want to talk to brokers. That is a mistake. A broker is your best source of information. FSBOS avoid brokers because they do not want to see a list appointment.

Definitions:


* A broker is licensed to sell real estate and other licensees to monitor.


* A real estate agent is licensed, with the purchase and sale of real estate. You must work for a broker.


* A Realtor is a member of the Board of Realtors and a broker or a licensee.


In this article, we have the term broker for all references to persons licensed.

Accept as a fact, brokers have the information you need. Ask for a free market valuation. If you later decide to list, you use a broker, was helpful. Ask them to create a turnover, since a sale is a fact.

The brokers are coming!


The sign is on the farm, your ad is running, your neighbors are all on the question of why you are moving, and the brokers come.

You get calls from brokers. Do not "No" broker "in your ad, because they call anyway.

A "For Sale by Owner" sign or ad is a green flag, says: "I have a house for sale! Help me."

Decide whether you willing to pay a reduced Commission or a co-op fee.

A co-op fee is usually 2.5 to 3% of the buyers agent, but he can do everything.

Do not say any of that is fixed. Many sellers offer a flat fee rather than one percent.

If you do not want to offer all co-op for brokers, you must learn to say "No"

Why agents? Because they have buyers.

* for sale, you must have the buyer.


* Brokers have buyers.


* Approximately 90% of buyers with a broker.


* Are you ready to take on this market?


* If you have a co-op fee to a broker, you can save still thousands of dollars.

Here are a few tips for dealing with brokers, if you decide to co-op:

* Keep a broker Open House.

* invitations.

* Take Flyer Estate Agents.

* refreshments served.

* Ask for an opinion of value.

* Offices invite to your property on their weekly tour.

* Let them know that you are prepared to co-op.

* promote screenings.

* Do not try to steal their customers!

remember brokers are not the enemy.

There are alternatives to full Service.Times have changed and today many brokerage houses with a FSBO in a different manner than the traditional full service list:

1. Some companies offer an exclusive selection Agency that will allow you to continue to be marketed as FSBO, and if you sell the property without agent involvement, you owe no commission. You will receive a commission only if the sale under its mandate.

2. Other companies offer "Multiple Listing Service Registration" to the FSBOS with an exclusive agency agreement. This type of contract you can continue as a marketing FSBO, a co-op fee to a broker if the buyer comes through the MLS.

3. An exclusive right to sell agreement, the right to sell FSBO and pay the offer and sale of businesses.

In recent years a variety of programs FSBO emerged. The original company offers such services is owned and operated by the author in the Colorado Springs area.

Call-in your area for brokers, the list of alternative plans. Programs that allow you to remain in control

We have found that people, by the owner to sell and do so for two reasons:

1. They want to ensure the Commission.


2. You want to control.

Both options are available. Decide how you want.

Red Flags Alert: If you are using brokers, there are red flags to warn that a broker in violation of Realtors Code of Ethics. Be aware of these unethical practices.

The Red Flags:

* A broker tells you, commissions are.

* A broker says you can not sell without a broker.

* A broker quotes a selling price of five or more percent higher than other brokers.

* One broker says he has a buyer but not at them, unless he has the exclusive right to use agreement from you.

* A broker Bad mouths colleagues brokers.

* One broker told that you have to pay a certain amount of the Commission in order for agents to work your offerings.

* A broker tells you that nobody with a particular broker.

If you hear all these comments, run away! This is not a professional agent.

A broker or agent, in an interview with one of these red flags, is in violation of antitrust laws and the federal government could be due to price fixing.

caution any broker who uses these tactics.

The good news: There are many professional brokers are more than unprofessional. Other proposals

:

* never signed a contract on them without sleep.


* Sales people are trained to facilitate the sale.


* You have a right to think it over.


* There is no right to three days recision if you have a list of appointment.

If you decide, with an agent, either with an alternative plan or a complete list can also be someone who is honest, helpful, and dealing with your well-being.

We examine what you have learned:

* brokers are the best source of real estate information. Ask for help.


* broker comment. You can not avoid them.


* Learn how to use their know-how.


* Brokers have buyers.


* examine ways to enhance cooperation with brokers.


* Alternative List programs.


* Find out whether one is right for you.


* Stay in control.


* Find out about the red flags - Avoid unprofessional brokers.

Good Luck Selling

Wee Dilts created the original for sale by owner flat fee MLS program, authored the best selling "How to Sell Real Estate by Owner" book, and has assisted FSBOS since 1983. Colorado For Sale by Owners can register for MLS, purchase her book, or download Free FSBO tips at http://www.fsbofriend.com
Have an FSBO question? Send it to fsbofriend@msn.com

2009 - A Golden Opportunity For Gold Investing

If there was ever a perfect year in the history of the world, holders of gold, 2009 is this year. Here are two reasons why ...

The first thing to see is the bond market. If the stock market has been dropping in the last quarter of 2008, many investors jumped on the wagon Bond . Even if the bonds with low yields of the host swarm of buyers pushed bond prices.

But since the beginning of the new year bonds have already lost around 7% of its value. No good news for those who jumped from the carriage and the Stock Exchange on the bond market car!

We are already hearing the government's plans to dump trillions of dollars more in the rehabilitation of the U.S. out of the recession, the creation of more bonds they must be unloaded. Adding that the likely possibility abroad get cold feet about investing in U.S. bonds, and you have a scenario that may bond prices fall in the double-digit percentages.

This event will certainly cause the dollar to fall faster than the ball in Times Square in New Years Eve!

What happens if the value of the dollar falling? The price of gold rises.

The other major factor that will contribute to the increase in the price of gold is the ole supply vs. demand ratio.

We have already seen additional demand, by buying safe haven may be the price of gold. Although safe haven buying will certainly increase if the bond market breaks there is another and perhaps greater reason. This is the end of the short-term stock market rebound we see now.

a common question you might want to ask ... it is a good idea to cash in companies that are under?

We see a record number of retailers are reporting big declines in sales and close their doors. Manufacturing companies are workers laid off because jobs. As a result, hundreds of thousands of people are losing their jobs, which has a financial crisis because people do not have their mortgage payments.

As we all know, are the same companies that the stock market. As these companies, one after another, announce their difficulties, investors will be jumping from the stock market faster than fleas from a dog with a brand Hartz.

Gold is the only network from left to jump in!

Of course, the two previous scenarios will lead to the gold price to increase dramatically. Some predict $ 1400/oz, some say over $ 2000/oz.

Either you make 2009 a golden opportunity to de own gold!

Jeff Sneeringer, author of the report "How To Buy Gold Low", is an expert on the subject. For over 20 years he's been buying gold below 50% of spot price. In 2008 there was over 1000 metric tons of gold acquired at prices far below spot, using the very same techniques Jeff teaches in his 26 page report, How To Buy Gold Low. In regards to what is happening in the financial world today, Jeff always says, "The new golden rule is - He who has the gold rules, especially when you buy low."

100% Guarantee - Works in Investing During Crisis - Dollar Cost Averaging

In the financial crisis, you think investing in shares or other financial instruments which can help you generate passive income in the future, but the problem that you are on the market is usually the risk that you can not control.

As this method works?

Rather than invest a lump sum of money in a particular investment, investors, a certain amount of funds for a certain time, as each month to invest, to a certain investment. With this method, bought more shares when prices are low and fewer shares, which, when prices are high. To do so, investors have the discipline to save and invest a fixed amount of money to invest each month in order for this technology to be effective.

Advantage

It spreads the investment over a number of times that the insulation against the risk such as changes in the market.

disadvantage

It requires investors to give some other income.

Setting Own cost USD Averaging Plan

1. Select the period

2. Choose the fixed amount of money you invest each month

3. Choose an investment vehicle

4. Decide the regular intervals (monthly /weekly)

An example to the dollar cost Averaging Plan

During the financial crisis, you wanted to take advantage of the market as many blue-chip shares fell half its value. You have $ 6000 and you invest in equities.

You have 3 options, you can

1. Invest the money as a lump sum

2. Go away and forget about it and wait for the economy on their health

3. Set up one U.S. dollars on average, and ease your way into the camp.

Option 1

If you invest a lump sum in March, you can not all benefits and can also lose your money if the share price move downwards.

Option 2

If you walk away and wait until the economy again, it has cost $ 13 per share in April and therefore can not benefit during the financial crisis.

Option 3

Company "A" shares

(Invest time, quantity, price per share, shares purchased)

in January 2009, $ 2000, $ 10.00, 200

February 2009, $ 2000, $ 8.00, 250

March 2009, $ 2000, $ 12.50, 160

Total = $ 6000, $ 10.17 (average), 610 shares owned

When the economy recovers from recession in April, Company A shares back to $ 13 per share and you have earned $ 2, 83 per share.

cost USD Averaging not contribute to the market risk and you can take the opportunity to invest and set up with a dollar cost average plan.

Wong Chin Yeen is a person who addicted to become rich; he has seen people from the poor suffering to live and the rich having financial freedom. While he is struggling in the middle of poor and rich, his motivation drive him crazy to find out the various way to MANAGE and INVEST money which suitable for all level of people (including the youngsters) who wanted to become part of the rich group. To find out more on the ways that how u as a Money User can use your money to the full and become rich please visits http://moneyusers.blogspot.com/

Bet Smart & Invest Cautiously - The Reasons Why

Ball Park, and fighting the competition arenas are also cleverly concealed many unfair practices, the investments in the betting unpredictable. For the pay-off money some players from the game manipulators them an opportunity to unethical. When people play dirty tricks in the sport, it is done to empty the pockets of all those who are just the games and betting. There is absolutely no sense in a situation manipulated bets that are not disabled.

So, let's consider a handicap horse and dog races! I have my money 10 /1 on horse racing, dog racing is because so unpredictable that even the instructors can not assure constantly wins. Although betting on horses and dogs on the same principles.

Strangely makes racing a reliable means to make money is that we always have a range of approximately 5-9 animals. This fact alone makes bets on horses more honest, especially since the winning horse is tested for drugs. In horse racing, unlike most other funds to invest, the elements of the hidden intentions of the principle players can be quite accurately detected and interpreted.

I have discovered a new principle with which to understand life in general. It is the principle of the spirit of deception. It is all about people and it is for us is very high indeed to God. Where there is a financial gain or in power, status and leadership to the principles of deception are at work.

? Presidents are not elected, they are principles unknown. The world, the universe and the spirit of the universe in a stewpot Simmers deception, propaganda and lies. Jehovah, in the Old Testament, consistently brags about his power and his ability to carry out the curses and blessings. Through these statements we only know him as a liar and deceiver. So, the things the world, fraud, crime and ill will. Remember that as Handicapper and investor. Therefore, the handicap race is a way of getting your money, without unwanted interference from banks, businesses and government. Investment in horse racing there and you immediately pay in cash.

There is no other system of investing that can do that. In attendance at the track you can switch between the races, which have a fair chance, to those who have no opportunity to use a reliable ago. In the races, good advice for a safe bet you can quite often, what the competitors are up to. ? The randomness of the winner is obvious, you just do not place a bet. Where can you find the steps and plans of the principle players can be good indicator of the horse that wins the race. If you spot that you have a lot a good chance to be rewarded with a victory at a rate which is sometimes up to 30 /1

Other disadvantages of the professional way! Are you a profitable investor.

Hans van Krieken

You can learn more from his websites http://www.win-bets-consistently.com

c) Copyright - Hans van Krieken. All Rights Reserved Worldwide.

4 Ways to Survive a Recession

recession seems to be a popular word these days, and there seems to have dramatized the favorite topic in the media, we should be short, what to do on our investments when the nation is in a recession. How can we benefit from it? Should we sell everything we have? There are a few things we can and should do in times of recession. I have a few of them here.

1. Diversified - Diversification does not mean just with other investments. It means a proper balance between the different types of investments, since it fits your case.

2. Buy - When the economy is on a cycle after this is a good time to invest because the prices down ... it's like buying on sale!

3. Dividends - Owning investment, which helps an ordinary dividend, because we can reinvest those dividends to be either in the same facility or to buy others. In this way we use money to make money.

4. Pensions - These vehicles are not for everyone, but they can provide a valuable service for many investors under the right circumstances. Why? Many annuities offer living benefits and guaranteed income to protect our investment.

These are just a few things we can do to survive a recession. If you are concerned about the performance of your investments, why not, ask your advisor or consultant for an appointment ot talk about it? We can not recession but we can the way we joke a lot.

Carroll R Emerson is a financial and investment professional that owns an investment firm in Georgia. Please visit the link to learn more about the author and visit his website.

http://www.emerson-investments.com

Compare Forex Trading and Stock Trading

The Forex (currency exchange) is the largest and most liquid financial market in the world. The forex market, in contrast to the equity markets is an over-the-counter market with no central exchange and clearing house where orders are matched.

Traditionally Forex was not popular with retail traders /investors (traders take short positions as investors), as foreign exchange market was only open hedge funds and not for retailers like us. Only in recent years that Forex Trading is open to retailers. In comparison, stock trading has been around for much longer for private investors. The recent advances in computer and Trading Technologies has low fees and easy access to retail dealers for the trading stock or a foreign currency exchange from almost anywhere in the world with Internet access. Easy access and low Commission has greatly increased the odds for the retailer, which in equities and currencies. Which of the two is a better option for a trader? The comparisons of retail stock trading and retail forex trading are as follows:

• type of instrument
  The nature of the article will be bought and sold between forex trading and shares are different. Trading in shares, a dealer is buying or selling a stock in a particular company in a country. There are many different exchanges around the world. Many factors determine the rise or fall in the share price. Find out in my article in the camp section to find more information about the factors that impact on share prices. Forex trading with buying or selling currency pairs. In a business, a trader buys a currency of a country, and sells the currency of another country. Hence the term "exchange". The entrepreneur hopes that the value of the currency, which he buys will be in relation to the value of the currency, which he sold. In essence, a forex trader relies on the economic perspective (or at least its monetary policy), one country against another country.

• Market Size & Liquidity
  Forex market is the largest market in the world. With daily transactions of more than U.S. $ 4 trillion it dwarfs the equity markets. While there are thousands of different shares on the stock exchanges, there are only a few currency pairs in the Forex market. Therefore, foreign exchange trading is less vulnerable to price manipulation by the big players as a trading partner. Large market size also means that the currency pairs greater liquidity than shares. A forex trader can and out of the market slightly. Shares relatively less liquid is to find a dealer issue from the market especially in big bad news. This is especially bad for small-cap shares. Also, because of the enormous liquidity of the foreign exchange market, forex traders can better price spread in comparison to equities trader.

• Trading Hours & His disadvantage retail floor Traders
  Forex market opened 24-hours during the U.S. stock market opens daily from 930am to 4pm EST EST. This means that Forex traders can trade on any number of stocks as long as traders are on 930am EST to 4pm EST. A major disadvantage of retail stockholders is that the stock markets are only open to market-making during the market hours (8:30 a.m. to 9:20 p.m. EST clock) and post-market hours (4:30 pm - 6:30 pm EST). And it is in these pre-and post-market hours, which most companies publish the results, that the results would have great impact on share prices. This means that the retail dealers (many of us) could only the price rise or fall during these hours. In addition, stop orders are not honored at this time. The foreign exchange trader is not suffering from this major drawback. Also, a stock trader may complement its trade with Forex Trading camp outside the trading hours.

affordability
• 
  With regard to trade in shares, a dealer must be quite a significant amount of capital in his account, at least a few tens of thousands in general. However, a forex trader can trade with an account of only a few hundred dollars. This is because Forex Trading enables higher leverage. A foreign exchange dealer transaction could be more compared to the stock market. Some Forex brokers offer 100:1, 200:1 and 400:1. A leverage of 100:1 means that a U.S. dollar bill in 1k could be a 100-times the transaction value at U.S. $ 100k. There is no interest for the leveraged money. Stock to trade in general, not more than 2 times leverage in margin trading. There is interest in the context of margin trading.

• transparency and analysis overload
  There are thousands of different stocks in different industries. Dealers must research many stocks and attracts the best for the trade. There are many factors that influence stock prices. There are many more factors that influence stock prices as exchange rates. The foreign exchange dealers may therefore be limited to a few currency pairs to trade. Moreover, most of the data or news, the exchange rate officially announced, planned and in a transparent manner. Retail Forex traders have better chances of success on the retail prices stockists.

• Bear /Bull Market conditions
  Forex traders can trade in either way of buying or selling currency pairs with no restrictions. However, stockholders need to do more to trade and profit in bearish condition. There are other restrictions and expenses in connection with shares short. In a bull market when the economy goes well, stock traders have a high chance of profitability, if they buy shares, sell them later. Savvy forex traders could, however, in all market conditions.

• trending nature of the major currencies
  Currency are influenced by the national financial and macro-trends, these national financial and macro-trends rather too long in a certain direction, either in monetary expansion (price cutting) or contractionary monetary cycle (rate hiking cycle). Fluctuations in stock prices but rather up and down on many factors, many of these factors include micro-and specifically to the stocks. Therefore Forex traders can make better use of the development of the foreign exchange markets that the stock trader on the stock markets.

Regulation

• 
  Generally, most major stock markets are better regulated than the foreign exchange market. Therefore, traders should be aware of this difference to the stock market. Fortunately, however, there are many reputable forex brokers in the market. With diligence and proper research, it is not difficult to provide an appropriate reliable Forex brokers.

On the basis of the above few points, Forex Trading seems to be a better option than commercial trade, especially during these uncertainties in the global economy. During the bull market condition, stock trading could be a viable alternative. A stockholders should seriously consider supplementing their trade in Forex Trading. Forex trading allows stock traders to use every opportunity during the trading hours is not in stock, by the trade in Forex Trading. Forex trade would also enable the stockholders to understand a more complete picture of the major economies of the world and further improve their stock trading skills.

Mr. David K Smith is a professional stock and forex trader. His has been highly successful in stock, options and forex trading in a few major global stock markets and forex market. He shares a lot of insights in his website http://www.i1also.com.

Investing - What is a Money Renewal Process? A Building Block to Your Make Money Business

Money is an integral part of the modern world we live in, but the bills and coins we use only a limited lifespan. In the cycle of money, old money is withdrawn from circulation and replaced on a regular basis. The Treasury ships new money to the Federal Reserve banks.

Federal Reserve Banks and subsidiaries distribute the new money to the individual banks in their regions.

Banks distributed the money to its customers, including companies and individuals.

money circulates through the economy and throughout the world, change how often people pay in cash and get back. Corporate and individual deposit their cash, including the old bills, into their bank accounts.

Banks Separate the bills and coins collect borne by those who remain in circulation. You send out the worn (and very dirty) are back in their office or the Federal Reserve Bank.

Federal Reserve Banks return of the old money to the Treasury. Paper money will be shredded and burned in mulch. The coins are returned to the Mint for melting and recasting.

-technology is revolutionizing the way we like money. The form we are most familiar with - bills and coins - only about 8% of the trillions of dollars in circulation, that in the U.S. economy.

Making the most of Credit

In the year 2007 is estimated that more than 90% of all U.S. households had one or more credit cards. Most will have their cards regularly. And based on the number of households receiving their bills in full each month - a majority is to pay a significant amount of interest to the card company. Most sellers are happy to accept credit, too, even though they pay the fee the card, because people tend more if they are accompanied by a map, as they do when they cash out. You will realize that the large credit card debt currently sitting in the United States could be the next trouble spot in this credit crisis of 2008.

hope that the above article gives you an insight of how the money itself renewed.

About The Author

Greetings to Everyone, this is Vic Tan. I am passionate about investing and would go great length just to learn about a certain investment technique. You name it, be it stock trading, property investment, online business, options and many others. These investment activities have reaped good rewards for me and in the coming years, I would like to do my part and share my learning, tips and secrets with all the readers of EzineArticles.com.

I enjoy meeting interesting people and engaging in intellectual conversation. Travelling is one of my many hobbies and you will hear from me writing articles about those interesting places which I have encountered and the experience gained.

Good luck and take care, Vic

http://RichProf.com/

(c) Copyright - Vic Tan. All Rights Reserved Worldwide.

Soybean Trading - Professional Investors Are Making Billions - What About You?

Apart from use as a staple food for vegetarians, soybeans was widely used in feed for livestock such as cattle, chickens and pigs. The food is also available in biodiesel in the United States and other countries. The demand for this commodity is growing throughout the world, which is why soy trade is one of the most successful and profitable investment opportunities in existence. Professional money managers are the billions, and this makes it even more enticing beginning investors.

However, the risk in the trading of this product is important and very real. Failed Trades and unexpected price movements can cause considerable damage to your system. Therefore, if you just start, you must continually trade your skills to understand the market trends and risks. It is not easy to gain a deeper understanding of the soybean, but with a little practice and experience you have the opportunity to earn attractive returns.

For the success in trade with soybeans, you need to plan an extraordinary trade. You should use both fundamental analysis and technical analysis to evaluate the current situation and development of future projections. Fundamental analysis can be used to predict market trends, while technical analysis can be used to determine the best entry and exit prices.

weather conditions as the amount of precipitation and temperature play an important role in the soy trade, since these factors resulted in a decrease of yield, leading to a reduction of supply and higher prices. The other trading factors, you have to be on the domestic use, export figures, the transportation costs and the value of the U.S. dollar relative to other currencies.

If you need money now, like I mean in the next hour, try what I did. I am making more money now than in my old business and you can too: read the amazing, true story of Martin Thomas in the link below. When I joined I was skeptical for just ten seconds before I realized what this was. I was smiling from ear to ear and you will too.

Imagine doubling your money every week with no or little risk! To discover a verified list of Million Dollar Corporations offering you their products at 75% commission to you, click the link below to learn HOW you will begin compounding your capital towards your first Million Dollars at the Easy Corporate Money Program.

http://www.incomeforfreedom.com

Lessons From the Tom Petters and Bernie Madoff Scandals

Tom Petters (alleged) investment is estimated to have cost his investors $ 3 billion loss. Bernie Madoff the 50 billion U.S. dollar Ponzi scheme is just blown up in recent weeks. The 50 billion U.S. dollars Madoff losses are the biggest fraud in connection with investor losses in history by a wide margin. What lessons can investors learn from these past giant fraud schemes to protect in the future, so they are not misled, as well?

1. If it sounds too good to be true, it probably is not true. Yields, which is well above the market or are surprising that, in accordance with any kind of demand, many questions. Be skeptical. Petters was allegedly promising some investors big returns every 90 days. That is simply not realistic and not common sense. Why has he not only provide investors with a steady 12% return per year (or borrow from 6% -8%) and the rest for themselves if they like a big company /investment? Madoff allegedly produced investment returns, the surprisingly consistent at +1% per month, regardless of how much the stock market rose or fell during the month. Even this is too good to be true.

2. Do not chase returns. They are likely to end when you chase the last major historical returns.

3. Risk is always highly correlated returns. There is no free lunch. Be wary of guaranteed returns and /or the promise of returns than the market. If your manager is greater than the production of market returns, he is probably above average risk. Be skeptical.

4. Wealthy people are often not wiser or more ethical than ordinary people. Both had a lot of investor fraud affluent, intelligent people and companies as investors. Greed is a universal feeling that perhaps even more for rich people. The more you have, the more you want even more. Sometimes the rich are the "dumb money".

5. Trust, but verify. Ronald Reagan said it best. Some people who have their homework Petters Madoff and decided not to invest. Get confirmation from third parties, Referrals, background checks, placement of UN declarations in relation to deprivation of liberty brokerage firm. Do your due diligence to check things or have an adviser you trust for you.

6. Beware of conflicts of interest. Petters was paying its employees million dollar bonuses to make them happy and go along with the scheme. Bernie Madoff his sons, for him and his brother was his bookkeeper. Madoff in the possession of the firm and the brokerage companies that do all the shops and so it was much easier to falsify the numbers. Is the financial incentive, the investment manager /adviser to your interests? Always? Ask the question.

7. Make sure that your investment manager has a separate, independent and well-known broker /dealer as custodian for your assets. Make sure that your assets are in a company, the custodian bank is independent of the investment manager. Is it a custodian company you heard? Madoff owned and ran well and therefore there is no outside party to verify things. The fox was in front of the henhouse. Madoff client statements by an independent custodian, such as Fidelity, Schwab, or TD AMERITRADE. They were by Bernard L. Madoff Investment Securities, LLC. Madoff even checked what the statements said. Petters has a custodian? Make sure you regularly statements Custodian of the independent firm, not only from your investment adviser.

8. Write checks deposits or send it directly to your investment adviser. You should be the investment adviser of the company or, preferably, directly to the custodian companies that hold the assets.

9. Diversify. Do not 100% of your investment in a hedge fund strategy, as many Petters and Madoff investors. You probably did so because they are so big income (for a while) there. Now they are completely eradicated.

10. Watch your risks. Many investors had most or all of their money invested with a hedge fund strategy (or Petters Madoff). That is too risky for investors.

11. Get your investment agreement in writing. It's wise, an Investment Policy Statement (IPS) shows that your investments and parameters in writing. You should also consider the investment agreement between you and the investment manager in writing.

12. Hedge funds can be risky. They are mostly unregulated, often clandestine, expensive, and usually not transparent. They often do not know how much risk they really are.

13. Do not invest with a money manager, simply because of their reputation. Check them out. Some care. Understand their strategies and make sure they make sense for you. Economic success and social significance not sure the safety or soundness of the investment. They did not care to the highest ethical standards.

14. Use common sense. Does it make sense that Petters could Electronics, Sony, and then sell them at Wal-Mart and big returns? I do not think so. Wal-Mart is a smart company with a great deal of purchasing power and smart buyers. Petters was in some of the toughest in the world (electronics, airlines, Polaroid) and was allegedly too much money in them? Madoff, the 1% per month in shares if the market for large or upwards. Is this sensible? How can he do that? The questions.

15. You do not invest in things you do not understand. This is one of the best rules of investing. You should understand the structure of the company you work with the investment philosophy, and the investment process. I am sure that most investors Madoff had no idea what his "split strike conversion 'Equity Strategy. How many investments do you own, you do not understand?

16. Avoid using "secret" and "unusual" investment strategies and managers. Demand for transparency. Ask many questions. Read about your brokerage statements carefully to make sure that you understand what is going on. Petters and Madoff were secretly as they were produced these great returns and discourage investors, the question about their "own" strategies. Madoff would throw investors who are too many questions.

The Petters /Madoff scandals are another reason for investors to lose the trust and confidence in the financial markets. Most investment advisers and money managers are good and honest people.

Keith Tufte
President
Longview Wealth Management, LLC.
http://www.longviewwealth.com